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Northern Initiatives and Our Customers are On the Move

Making Sense of Financial Statements
Reviewing financial statements on a regular basis can help you accurately gauge your business’ performance, guide strategic decisions and identify opportunities for growth. Practice will…
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The Big Picture Conversation
Every day, our entire team here at Northern Initiatives talks to many people. Our lending staff talks with customers, that often times might not qualify…
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Data That We Track, September 2017
  New Data and New Information   We added six counties to our target market. When you look at the September data, we are now…
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Brand Audit
Branding is critical to the success of any business. It represents the unique qualities that set you apart from the competition, influences consumer perceptions and…
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Data That We Track, August 2017
  New Data and New Information   The August numbers showed the reaches of seasonal employment into Northern Michigan. Five of the 51 counties in…
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Celebrating 1,000 Loans Strong, and Growing!
  Northern Initiatives itself once a startup, made its 1,000th loan, demonstrating a strong entrepreneurial culture in the Upper Peninsula and Northern Michigan.   Northern…
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Data That We Track, July 2017
  New Data and New Information   July offered a curious report on jobless data, to say the least.  Michigan’s jobless rate fell to 3.7%…
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Data That We Track, June 2017
  New Data and New Information   Michigan once had the fiftieth highest jobless rate. The march from its "lost decade" to today's jobless rate…
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Small Business Loan Application Checklist
Many of us find it easier to complete tasks at work or home when we develop a list and post it in a visible location.…
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