Northern Initiatives Prosperity. Money and Know How

Providing Loans and Business Expertise to Start-up and Existing Businesses


Northern Initiatives is a non-profit CDFI that provides loans to small business owners and entrepreneurs in Michigan that might not qualify for loans from traditional banks for a variety of reasons.

Providing Loans and Business Expertise to Start-up and Existing Businesses


Northern Initiatives is a non-profit CDFI that provides loans to small business owners and entrepreneurs in Michigan that might not qualify for loans from traditional banks for a variety of reasons.

Apply For Your Business Loan Today

Start the application process here today!


Each one of our loans comes with access to business services which includes a suite of practical trainings, tools, and resources on topics that matter to every business owner: Money, Marketing, and Management.

Money and know-how. Every business owner needs both.