Business Lending

Ready to build your dream? So are we!

Your business is more than your credit score

We are not a bank, so we are more flexible around collateral and equity. From your personal character, down to having a solid business plan, we review your situation more holistically than a bank can. 

We have a business loan size to fit your needs

We provide business loans ranging from $1,000 to $500,000, including loans guaranteed by the Small Business Association. If you need a small business loan, whether you’re just starting out or looking to grow your business, we have a loan to fit your needs.

What Success Looks Like

Diverse Business Ownership

Communities where your access to capital is not defined by your race or gender, but instead by the quality of your business. 

Sustainable Startups and Growth

Businesses that have the know-how to build better futures for themselves, their employees and their communities.

Strong Communities

Strong small businesses support strong communities. From jobs to resources, our small business partners are helping their employees and communities thrive.

Servicing Michigan small businesses

We know that our state thrives where there are strong small business communities. We are proud to work across all of Michigan to support small businesses get access to the funding they need. Get started by filling out our loan inquiry form to find out if we can support you!

Featured Success Stories

Tienda Mexicana El Cuñao

St. Louis, MIchigan
The workers who grow our food need food. Vanessa Muniz makes sure they get what they need – and it goes well beyond food. Her…
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Hiawatha Log Homes

Wetmore, Michigan
‘A TimberPro on Every 40’ Hiawatha Log Homes saves energy and customers benefit Joe Esbrook’s log home was built by his dad the year Joe…
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Start Garden winners team up with Northern Initiatives

Grand Rapids, Michigan
Start Garden Demo Day is legendary. The Grand Rapids-based business incubator holds an annual pitch contest, beginning with a 100-second video pitch and ending with…
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Alto, MIchigan
Luis Chen-Aguilera turns compost at Wormie's Luis Chen-Aguilera is turning Kent County’s food and yard waste into fertile soil, with the…
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Flowers Automotive Recyclers

Kalamazoo, Michigan
Ronald Flowers is using his business to save the planet, as well as create a family legacy. Ronald Flowers talks about…
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Getting funded is
only the first step

Every loan comes with complimentary business coaching and tools. Each one of our loans comes with access to a personal business coach to guide you and a suite of practical trainings, tools, and resources on topics that matter most to every business owner: matter most to every business owner: Startup, Money, Marketing, and Management.

Jump Start Your Loan Application Process

Loan Application Resources

Personal Financial Statement Template

This downloadable resource will help us get a sense of your personal finances to support in our loan process. 

Cash Flow Template

This Excel Document will help us understand how your business’s cash flow is situated. 

How to Write a Business Plan

Having trouble defining your business plan? This free resource from the Small Business Association will guide you through the process of writing your business plan.

Ready to Get Started?

Want to see if we can help you make your dream a reality, or if we can help you scale your already growing small business? Let’s get connected!