Line of Credit Partners “Financial institutions think we have to do it all on our own, but partnerships like this strengthen us both.” - Heather Luciani, CEO, Marshall Community Credit…

Rapid Response Fund The federal government acknowledged our hard work and perseverance with grants to CDFIs around the country, including Northern Initiatives CDFIs have been here for decades, helping small…

Startup Resources now on Initiate “We’ve got the best and latest information and it’s all in one spot, ready when you need it.” Amanda Blondeau, Chief Strategy Officer Starting a…

Photo courtesy West Michigan Hispanic Chamber of Commerce   Media shows the breadth of our lending The Grand Rapids Business Journal and Marquette's TV6 did stories about NI's PPP initiative,…

MEDC Initiate Cohort The cohort members and the businesses they serve all have access to MEDC.Initiate, a customized version of Initiate. Initiate, Northern Initiatives’ online business resource, is already in…

Our PPP Efforts (Part 3) Opening and expanding a business during a pandemic is tricky. And every time Jeff and Patti Dewes tried to apply for a Paycheck Protection Program…

Our PPP Efforts (Part 2) “The same day we had the call to review and sign the documents, within hours the money was in our account. It is such a…

Our PPP Efforts (Part 1) “When you see your kids putting their heart and soul into something, with no pay, doing it for their dad, well, that’s tough.” – Jeff…

A Note from our President “Throughout the year, I was continuously awed by our customers and their creativity and resilience. ” – Elissa Sangalli, President This past year, my first…

TCF Mini-Grants “We were able to increase sales by more than 200% by adding an outdoor dining alternative versus utilizing carry out only services. This has kept cash flowing through…