Business Lending

Ready to build your dream? So are we!

Your business is more than your credit score

We are not a bank, so we are more flexible around collateral and equity. From your personal character, down to having a solid business plan, we review your situation more holistically than a bank can. 

We have a business loan size to fit your needs

We provide business loans ranging from $1,000 to $500,000, including loans guaranteed by the Small Business Association. If you need a small business loan, whether you’re just starting out, looking to grow your business, or transitioning business ownership (next generation, employee-owned, etc.) we have a loan to fit your needs.

What Success Looks Like

Business Ownership

Communities where your access to capital is  defined by the quality of your business. 

Startups and Growth

Businesses that build better futures for themselves, their employees and their communities.

Strong Communities

From jobs to resources, our small business partners are helping their employees and communities thrive.

Servicing Michigan small businesses

We know that our state thrives where there are strong small business communities. We are proud to work across all of Michigan to support small businesses get access to the funding they need. Get started by filling out our loan inquiry form to find out if we can support you!

Featured Success Stories

Grayson Accounting Services

Kalamazoo, Michigan
Tevyn Grayson is in the business of helping businesses. He thrives on bringing people together and he especially loves bringing them together with a purpose.…
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Store in a Box

Muskegon, Michigan
Being awarded a Business Equity Initiative grant gave Tay McBride one of the most important lessons ever: How to pivot. The BEI Fund, at the…
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Storm hits hard and communities come together

When a devastating ice storm hit northern Lower Michigan at the end of March, people said the falling trees sounded like gunshots. Entire forests were…
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Mitts 2 Pits

Battle Creek, Michigan
Benny Young grew up cooking. He cooked at the church where his dad was the pastor and he cooked at home for his family of…
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Everbloom Montessori School

Grand Rapids, Mich.
The search for a new home for Everbloom Montessori included important criteria: In the City of Grand Rapids In a child care desert On a…
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Getting funded is
only the first step

Every loan comes with complimentary business coaching and tools. Each one of our loans comes with access to a personal business coach to guide you and a suite of practical trainings, tools, and resources on topics that matter most to every business owner: matter most to every business owner: Startup, Money, Marketing, and Management.

Jump Start Your Loan Application Process

Loan Application Resources

Personal Financial Statement Template

This downloadable resource will help us get a sense of your personal finances to support in our loan process. 

Cash Flow Template

This Excel Document will help us understand how your business’s cash flow is situated. 

How to Write a Business Plan

Having trouble defining your business plan? This free resource from the Small Business Association will guide you through the process of writing your business plan.

Ready to Get Started?

Want to see if we can help you make your dream a reality, or if we can help you scale your already growing small business? Let’s get connected!