Leadership
Elissa Sangalli
President
esangalli@northerninitiatives.org
(616) 204-2201
Chuck Hurst
Vice President, Commercial Lending
churst@northerninitiatives.org
(906) 250-7527
Amanda Blondeau
Chief Strategy Officer
ablondeau@northerninitiatives.org
(906) 869-5940
Terri Govern
Accounting Manager
tgovern@northerninitiatives.org
Lending
Colleen Duflo
Senior Commercial Lender
cduflo@northerninitiatives.org
(906) 420-0907
Colleen’s Service Area
Lucy McCraven
Commercial Lender
lhostemccraven@northerninitiatives.org
(989) 390-8418
Lucy’s Service Area
Venard Roberson
Commercial Lender
vroberson@northerninitiatives.org
(616) 329-6188
Venard’s Service Area
Kellie Hoffman
Commercial Lender
khoffman@northerninitiatives.org
(269) 274-8912
Kellie’s Service Area
Lee Ann Heikkila
Senior Portfolio Administrator
lheikkila@northerninitiatives.org
Kathy Leone
Credit Manager
kleone@northerninitiatives.org
Rachel Thomas
Credit Analyst
rthomas@northerninitiatives.org
Amber Gransinger
Credit Analyst
agransinger@northerninitiatives.org
Sara Bednarek
Commercial Lending Assistant
sbednarek@northerninitiatives.org
Brenda Albrecht
Commercial Lending Assistant
balbrecht@northerninitiatives.org
Danielle Cool
Commercial Lending Assistant
dcool@northerninitiatives.org
Sam Lanctot
Loan Asset Administrator
slanctot@northerninitiatives.org
(906) 226-1673
Business Services
Israel Flores
Business Services Director
iflores@northerninitiatives.org
(734) 546-2018
Chris Wendel
Initiate Program Manager
cwendel@northerninitiatives.org
(231) 409-7889
Jessa Armstrong
Initiate Customer Success Manager
jarmstrong@northerninitiatives.org
(734) 773-2295
Kristin Smith
MMTC Regional Director
ksmith@northerninitiatives.org
(715) 889-0182
![Jody Lindberg - Business Coach](http://northerninitiatives.org/wp-content/uploads/2021/11/Jody-Lindberg-web.jpg")
Jody Lindberg
Business Coach
jlindberg@northerninitiatives.org
(906) 362 3235
![Mary Bickel - Business Coach](http://northerninitiatives.org/wp-content/uploads/2022/01/Mary-Bickel-150.jpg")
Mary Bickel
Business Coach
mbickel@northerninitiatives.org
(813) 601-4165
![Justin Andert - Business Coach](http://northerninitiatives.org/wp-content/uploads/2022/01/Justin-Andert-150-1.png")
Justin Andert
Business Coach
jandert@northerninitiatives.org
(269) 967-5855
![Jenny Mualhlun - Business Coach](http://northerninitiatives.org/wp-content/uploads/2022/01/Jenny-Mualhlun-150.jpg")
Jenny Mualhlun
Business Coach
jmualhlun@northerninitiatives.org
(240) 575-8084
Accounting & Operations
Jill Miller, CPA
Accountant
jmiller@northerninitiatives.org
Natasha Koss
Development Coordinator
nkoss@northerninitiatives.org
Jodee Taylor
Content Coordinator
jtaylor@northerninitiatives.org
Becky Blom
HR/Accounting Coordinator
bblom@northerninitiatives.org
Deborah Schultz
HR/Administrative Coordinator
dschultz@northerninitiatives.org
Michael Oman
IT Manager
moman@northerninitiatives.org
